{"product_id":"digital-product-3","title":"Its Not Too Late","description":"\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eChange your money mindset. Build better habits. Start moving forward.\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eIt’s Not Too Late\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e is a practical, encouraging ebook for adults 50+ who feel behind financially and want to create a healthier relationship with money as they prepare for retirement.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis book goes beyond numbers and spreadsheets. It helps you understand the beliefs, habits, avoidance, and financial stories that may have shaped your decisions for years — and shows you how to begin replacing them with more productive patterns.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eInside the Ebook, You’ll Learn How To:\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eIdentify limiting beliefs about money and retirement\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eUnderstand why financial avoidance happens\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eReplace fear and discouragement with realistic optimism\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eTake an honest look at your current financial situation\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eBuild a consistent saving habit\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eFind money within your existing spending\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eApproach debt with a strategy you can actually maintain\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eExplore additional income opportunities using your skills and experience\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eCreate daily, weekly, and monthly financial habits that support lasting change\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eFocus on progress instead of perfection\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003eThe book emphasizes that your current financial situation is a \u003c\/span\u003e\u003cstrong\u003e\u003cspan\u003estarting point, not a verdict\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e, and encourages readers to build small, repeatable habits that can improve their financial direction over time.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eWho This Book Is For\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis ebook is especially helpful if you:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eFeel like you started retirement planning too late\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eAvoid looking at your finances because they feel overwhelming\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eStruggle to save consistently\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eCarry financial regret or discouragement\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eWant to improve your money habits but don't know where to begin\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eNeed encouragement that is realistic, not based on hype or false promises\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eYou’ll Walk Away With\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eA clearer understanding of the financial patterns that may be holding you back, practical ways to create better habits, and specific next steps for saving, reducing debt, increasing income, and becoming more engaged with your financial future.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eYour past does not have to define your financial future.\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eYou do not need to become perfect with money overnight. You need to start making better decisions consistently — one step at a time.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eIt’s not too late to change the direction of your financial future.\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan\u003eDigital ebook. No physical item will be shipped. This product is for educational purposes only and does not provide individualized financial, investment, tax, legal, or retirement advice.\u003c\/span\u003e\u003c\/em\u003e\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":53603155804341,"sku":null,"price":19.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1037\/3064\/3125\/files\/It_sNotTooLateDigitalEbookMockup.png?v=1792960383","url":"https:\/\/retirementcatchupclub.com\/products\/digital-product-3","provider":"Retirement Catch-Up Club","version":"1.0","type":"link"}